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Fleurish Financially Blog
We love to see our members achieve success - no matter what stage in life. Our Fleurish Financially blog includes a variety of financial content on everything from cyber security to basic budgeting. Follow our latest posts and updates on Facebook, Twitter, Instagram and Pinterest!

4/19/2017 7:53:49 AM

You may think pulling an all-nighter will give you more time hitting the books, but quality sleep will ensure a more productive day. Check out these tips to make the most of your study time.
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4/14/2017 2:59:32 PM

Before going on a massive spree at a final sale, check out these tips to ensure you truly are getting a good deal.


4/14/2017 2:54:34 PM

As with most financial moves, there are benefits and disadvantages to borrowing from a 401(k). It can be difficult to sort through them, particularly if your need for money is acute and immediate. Before you borrow from a 401(k), though, ask yourself these four questions:



4/14/2017 2:44:02 PM

If you can't pay all of what you owe by April 18, follow these tips from the IRS to ensure you don't get hit with late fees and penalties.


4/14/2017 2:29:44 PM

When bringing a baby home, it’s easy to get caught up in sleepless nights, organic baby food and reading every book you can find, but sometimes parents forget an obvious priority: teaching and helping your child to save money as they grow up. Follow these three tips to put your child on an early path to financial freedom.


4/14/2017 2:21:30 PM


You may be paying more for personal items just because of the color or packaging. Avoid the 'pink tax' and other price inflators with these tips.


4/14/2017 2:15:30 PM

You can easily plan and save for some expenses, while some come up out of nowhere. For those things, you need to borrow, and a great way to borrow is with a personal loan.


4/14/2017 2:08:02 PM

Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It’s also a process of understanding how to pay for tuition and living expenses during the college years, which often extends beyond the typical four-year period and sometimes also includes graduate school.



4/14/2017 2:04:38 PM

While it's great to "forget" your savings account, leaving an account open without activity may actually be costing you money.


4/14/2017 1:10:46 PM

In every group of friends, that's "that" one. Whether they're partying too hard, trying to sell you the latest multi-level marketing fad or asking for "just enough to get by," here's how not to let the toxic friend poison you financially.


4/14/2017 12:50:04 PM

Your financial status can change overnight - for better or for worse. Whether you're looking to get ahead or not get behind, if you fall into one of these categories, refinancing your auto loan could be beneficial.


4/14/2017 9:28:08 AM


It may only be spring break, but that means the semester is nearing its end and finals are looming in a few short weeks. These memory hacks will help you not only survive finals week, but succeed in securing a final good grade.


4/14/2017 9:20:16 AM

We've all dreamed that maybe that prince or long-lost rich uncle really is leaving us a plethora of cash, but the reality is you're most likely not coming into some unexpected windfall of wealth. These tips will help you protect yourself and loved ones from falling victim to these and other inheritance scams.


4/14/2017 9:13:14 AM

You don't have to give up on the home of your dreams because of a fluctuating economy. Read on for four steps you can take to make sure your money - and your house - are completely safe regardless of what's going on.


4/14/2017 9:05:40 AM

Social media is the new resume. Many HR experts and recruiters will tell you the first thing do upon receiving a resume is check an applicant's online presence. Follow these tips to ensure your social media presence gives potential employers a favorable impression rather than a reason not to hire you.


4/14/2017 9:01:35 AM

These nine steps can make the task of always having your financial affairs in order feel less overwhelming.


4/14/2017 8:54:47 AM

These tips can make you feel better about your skills and more secure in your position. Try these four steps to boost your value to your employer!


4/13/2017 7:54:54 AM

CoinKeeper is a budgeting app with a drag-and-drop physical response to make your money feel real. It tracks spending and cash flow to give you a better idea of where your money’s going.


4/8/2017 12:24:19 PM

Students may be currently enjoying their spring break, but it's not too early to start thinking about the summer break. These tips can help any student of any age get that summer job lined up before they're all filled.


4/7/2017 6:46:04 AM


Fifty percent, 30 percent, 20 percent - you've had a busy day, and have watched helplessly as your phone's battery life has dwindled into the red. We've all had that moment where we're so desperate for a charge that we will plug our device into any place that keeps us connected to the world. But those public ports may be taking as well as giving. Protect yourself and your device in public with these tips.


4/5/2017 6:51:00 AM

If you've always wanted to start investing, but have no idea where to begin, this 12-step program is for you. Each month, we're giving you tips on the best methods of building your nest egg for the future.



4/4/2017 8:55:30 AM

Trading lunches may not be a big deal, but sometimes simple school cafeteria bartering can lead to your kid getting slighted. Check out these tips on how to teach your child to fend off scammers of any age.


4/3/2017 6:51:53 AM


Did you know unsubscribing from an email list can actually result in more junk mail? Check out this and other tips on reducing the amount of spam making it to your inbox.


3/3/2017 4:10:53 PM

Fake it till you make it with this quick, oven-baked "fried” chicken.


3/3/2017 4:07:35 PM

This recipe is easy, low cost and tasty.



3/3/2017 4:03:09 PM

A nice twist on classic lasagna, our version uses lower cost cheese and requires less prep time.



3/3/2017 4:00:32 PM

It's a bacon sandwich with bacon condiments!


3/3/2017 3:53:01 PM

College life. Even if you are working, you can probably barely afford the ramen noodles you had for dinner last night making it easy to accumulate debt. Get ahead of your finances before graduation by learning the difference between good and bad debts.


3/3/2017 3:49:20 PM

If you're in college, you need a resume - even if you think you have nothing to put on it. Use the skills you've gained in classes and the leadership roles in extracurricular activities to start your "on paper" career.


3/3/2017 3:45:31 PM

Recent budget cuts to higher education have had students scrambling to fill in the gaps left by a decrease in scholarships and grants. Here's how to deal when unexpectedly faced with a scholarship award displacement.


3/3/2017 3:42:20 PM

With midterm exams on the way, it’s a great time to think about studying, reinforcing the lessons you’ve learned outside of the classroom. Take a break from your cram session to brush up on three important life strategies.


3/3/2017 3:31:26 PM

If dealing with college financing wasn't difficult enough, there's an added risk of fraud and identity theft for students. Bogus tax breaks, scholarships and textbook rentals are just a few of the ways scammers are working to take advantage of already-strapped students.


3/3/2017 2:50:08 PM


A bulky wallet or purse can be setting you up not only for a sore back, but possibly identity theft.


3/3/2017 2:43:30 PM


Social media fraud is big business. There’s a lot of money to be had (and lost) from illegitimate social media use. Be aware of these top schemes so you're less likely to be a victim.


3/3/2017 2:38:54 PM

When we think of ransom, we typically think of a black-and-white movie with a kidnapper leaving notes made from a variety of newspaper cuttings. Today, ransom is much less melodramatic, much more common and targets something you might not expect: your computer files.



3/3/2017 2:34:53 PM

Recent studies are showing that employees who take a designated lunch break are more likely to be productive in the afternoon and avoid long-term burnout. But a daily fast-food run or business lunch can get expensive. Save money and get a needed break by brown bagging your lunch.


3/3/2017 2:31:13 PM

When you’re mulling over a major purchase, the right price can often tip the scales. If you’re patient, willing to research and time your buys just right, you can save quite a bit of green. Here are the best things to buy during each month for the rest of the year!



3/3/2017 2:28:10 PM

Yes, there really is a "right” day to shop for clothes (and a right day for groceries, home décor, airline tickets, electronics and more). Shopping at the right time will save you cash at the checkout, so if you want to stretch your dollar just a little bit further, read on!




3/3/2017 2:23:56 PM

Need ideas for home improvement that don’t cost a lot and don’t require the experience of a skilled craft lover? Try these eight budget-friendly decor hacks.




3/3/2017 2:19:11 PM

You may use MapMyRun of MyFitnessPal to track your physical output and intake, but what about your mental health? Mindbody helps you connect to relaxation and meditation near you.


3/3/2017 2:14:54 PM

Before the days where debit cards were the primary method of payment, many people saved by stocking away their change or entering even dollar amounts into their check registers. Now, the Acorns app allows you to save all those pennies, nickels and dimes digitally.


3/3/2017 1:14:12 PM

The DO Button app won’t do anything by itself, but when linked with other apps, it allows you to perform complicated functions by tapping one button on your phone.


3/3/2017 1:08:23 PM

Even the lowest incomes can build a high-powered portfolio. Here's how to do it.




3/3/2017 1:02:14 PM

With so much information at the tips of your fingers, there's so many things you can do yourself. But investing isn't as simple as watching a YouTube video on making a quick home repair. Ask yourself these questions to determine if self-investing is right for you.


3/3/2017 12:54:08 PM

If you're new to investing, understanding the jargon can be difficult. Here's the layman's explanation of different types of investment vehicles.


3/3/2017 12:49:48 PM

When most people think of investing, they think of stocks, bonds or savings. While money in the credit union is great, one way to get more is to invest in yourself by furthering your career.


3/3/2017 12:44:28 PM

A cellphone can be a great way to teach your kids not only responsibility and online safety, but also budgeting.


3/3/2017 12:39:58 PM


Turn your child's curiosity into a lesson about wages and budgeting.


3/3/2017 12:36:04 PM


Turn your kitchen and dining room into your kids' own personal restaurant without the expense of going out.


3/3/2017 12:30:58 PM

Remember when things were so much cheaper when you were a kid? Or were they?


3/3/2017 12:27:16 PM

Just because you finally got the raise you've been deserving doesn't mean you deserve extra splurges. Make the most of your additional money with these three tips.


3/3/2017 10:25:12 AM


That senior year of high school has sneaked upon you, and now you're scrambling to figure out how to fund your child's higher education. These tips will get you started on finding options that will work with your budget while not breaking it.


3/3/2017 10:17:56 AM

Car buying can be confusing. Don't let that confusion turn into additional costs on the back end by not knowing the ins and outs of financing the deal.


3/3/2017 10:11:13 AM

Nearly every cellphone carrier is advertising unlimited data promotions, but before changing your plan, do a little research and find out if it's really worth it.


3/3/2017 7:40:03 AM

Any correspondence from the IRS may cause a moment of panic, but make sure that panic is warranted before acting upon it. Whether you're are anxiously awaiting a refund or rushing to meet the filing deadline, scammers are hoping to catch you off guard and steal your refund or identity.


3/1/2017 3:05:29 PM

Southern weather means not much downtime for the air conditioner. While the stifling summer heat hasn't yet arrived, AC-warranted temperatures have. Increase the efficiency of your household cooling methods with these six tips.


3/1/2017 3:00:06 PM

Whether you split the rent with roommates or the dinner check with friends, the IOU app can help you track who you owe and when.


3/1/2017 2:51:52 PM

Goals should be specific, and investing is no different. Obviously, you're investing because you want to make more money, but from a portfolio perspective, there's more to it than just dollar amounts.


2/27/2017 9:25:06 AM

If you have kids, chances are you've "incentivized" them at some point whether with money, candy, toys. No one wants to think they are bribing their kids for desired behavior - here's how to turn an uncomfortable motivational parenting tactic into a lesson in financial responsibility.


2/27/2017 9:15:13 AM

You've organized the chaos of tax paperwork, input the information into TurboTax, but that big refund you were expecting isn't big at all. So what happened? Check out these tips for future refund maximization.


2/22/2017 12:04:11 PM

There’s no need to cook twice to please the adults and kids in the family. These chicken fingers are kid favorites, but are also sophisticated enough for adults to savor. The cranberry BBQ sauce adds kick to the crunch, and the flavor inspire a taste of summer.


2/22/2017 11:58:14 AM


Student ID cards can do more than just identify you in a grade book or get you an on-campus meal. Many retailers and restaurants offer discounts to students. Check out these three ways a student ID can save you big bucks.


2/22/2017 11:22:29 AM

The impersonal aspect of online dating allows for ease in scrutinizing potential partners, but that means it's also easy for scammers to prey upon your finances. Stay on guard not only for those in which you are interested, but also for those interested in ripping you off.


2/22/2017 11:13:06 AM

There's no need for bulky, desktop office machines. CamScanner turns your smartphone into the all-in-one document device.


2/21/2017 9:48:32 AM

If you've always wanted to start investing, but have no idea where to begin, this 12-step program is for you. Each month, we're giving you tips on the best methods of building your nest egg for the future.


2/21/2017 8:43:35 AM

It may not involve a wage, but kids’ time is valuable in its own right. Whether it’s a weekend job, after-school activity, or relaxing with a video game, kids should realize whatever they dedicate time to has a value – and they should be able to determine its worth.




2/20/2017 8:44:24 AM


College planning is exciting for both students and parents, but when you add up the cost of hotels, meals, airplane tickets and gas money, excitement can easily turn to dread. Check out these tips to make sure choosing a college doesn't cost more than attending one.


2/10/2017 12:16:15 PM

These Asian-inspired nuggets will wow your family and have them begging for more. And, best of all, they take just six minutes to prepare.


2/10/2017 12:08:57 PM

If you're in college, you may find yourself filing your taxes separate from your parents for the first time. W-2s, T-1098s, textbooks - the paperwork required can look daunting, but rest assured, it's easier than finals week and no cramming required.


2/10/2017 11:44:57 AM

"Can you hear me now?” is the once-popular tagline of Verizon commercials, but it’s also the headline of a new scam. Here's how to recognize it and not fall victim.


2/10/2017 11:32:35 AM

Meal planning is a simple and effective way to save a lot of money each month, not to mention cut down on pricey (and unhealthy) dining out. Here's how to get started.


2/10/2017 11:26:17 AM


ItsDeductible is an app that calculates fair market value of your non-cash, charitable contributions and tracks them throughout the year.



2/10/2017 11:16:44 AM


One of the downsides to investing is that your tax returns get a whole lot more complicated. Make sense of what you do and don't need when it comes time to file.


2/10/2017 10:23:50 AM


If you have kids, chances are they've heard you talking taxes. Whether it's the excitement of what to do with a refund or the stress of paying in, check out these tips on the best ways to educate your children on tax basics.


2/10/2017 10:12:48 AM

10-this, W-that, T-what? Keep your tax forms from looking like a bowl of Alphabet soup with these basic explanations of common tax forms.


2/3/2017 1:43:51 PM

Who doesn't love pasta? Take a simple spaghetti dish to the next level by using fettuccini, fresh herbs and mushrooms - without going over budget!


1/31/2017 1:53:00 PM

You pay your bills on time, are sure to not max out your credit line and work hard not to default on a loan.
You might be surprised to find out that some actions you take to improve your credit score are actually hurting it.Save


1/27/2017 1:28:08 PM


It’s easy to drown in paper. Receipts, business cards, newspaper clippings and other written information get thrown at us at an avalanche pace.
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1/27/2017 11:57:07 AM

Stumped by one of our social media brainteasers? Find the answers here!
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1/27/2017 8:58:53 AM

Congratulations! You’ve made the important decision to invest some of your money this year, and it’s your first time ever. You’re eager to get your money into the market, yesterday.

But where do you start?

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8/29/2016 2:00:42 PM


It only takes scammers seconds to install the device that could steal your identity.


7/27/2016 3:42:19 PM

Spend or save? Cash or card? Making purchases is second nature to most people - the swipe of their card or handing of a bill and it's done. But with so many options for checking accounts, it's important to research the right account for you, whether you always carry cash or use your debit card for even the smallest transactions.

Before deciding on what type of checking best benefits you, ask yourself these three questions?



7/20/2016 1:00:00 PM

As summer comes to a close, it's time to sharpen those fresh pencils and prepare for school starting again. But perhaps the most important back-to-school item you'll need is your budget. Take a look at these tips for creating - and sticking to - a back-to-school budget.

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