Merger FAQs

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MERGER UPDATE:  07.01.2025

We are here to help!  There will be no immediate changes to Accounts, Cards and / or Online Access – members can expect business as usual in the coming months. Members can (and should) continue visiting their desired branch – JeffersonFinancial.org and the Mobile App will continue as the preferred method of managing Accounts.
 
JFFCU will become A Division of Keesler Federal.  Visible differences will be updated logos posted in our branches, forms, disclosures and on our website / Online Banking platform.  Jefferson Financial will adopt some operating procedures from Keesler Federal – this will benefit the membership, such as consistency of interest rates across both credit unions.
 

SOME IMPORTANT UPDATES:

Mortgages and HELOC loans will now be originated on the Keesler Federal website.  Members will be informed in advance of the process ~ that they will be finalizing the application on the Keesler website and NOT the JFFCU website.  Members will have to open an account with Keesler Federal to complete the Mortgage or HELOC. 
  • Members will view the Mortgage / HELOC via a KFCU login or Online Banking account and visit a KFCU branch for assistance.

VISA Secured cards will no longer be available.  The product is being sunset on 7.1.2025.  Members with a current JF Secured Visa will keep the card but NO new Secured Cards will be issued. 

 

MERGER UPDATE:  05.22.2025

The Board of Directors, Leadership Team and Employees of Jefferson Financial FCU are excited to announce that the JFFCU membership successfully APPROVED the merger with Keesler Federal on May 21, 2025.  This is a significant milestone that marks the beginning of a stronger, more resilient financial future for our members ~ a member-focused effort that will allow the combined organization to enhance the credit union’s commitment to greater access and convenience, provide additional member value and an increased presence throughout Louisiana, Mississippi, and Alabama.

 
Update to Member Questions:
  • Will my existing loan / share certificate remain in place during the merger and after it's completed: 
    • YES, the rate for your loan or share certificate is guaranteed for the term of the loan / certificate.  Once it matures, you will have to renew at the current rates available which are listed on the JFFCU website.   
  • Will my account number change:  
    • At the moment, we are not sure of how Keesler will manage the account number conversion but that will not occur until March 2026.  We expect Keesler to update members about account numbers in the coming months. 
  • Will the routing number change?
    • Eventually it will but that most likely will not happen until March of 2026.  
  • Current JFFCU debit, credit cards, direct deposits and checks:
    • They will continue to work as usual until March 2026.  We expect Keesler to update members about these items in the coming months. 
  • What will the name be after the merger?
    • July 1 will be our Legal Day 1 as part of Keesler Federal.  Our name will be Jefferson Financial FCU, a division of Keesler Federal.  The next step is merging the data (accounts) in March 2026 and once that is complete, our name will officially become Keesler Federal.  We are thinking this will take place the first week of March 2026.

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