VISA Credit Cards

A Visa® Credit Card with Jefferson Financial gives you purchasing power, convenience and rewards! Enjoy a competitive, fixed rate without the hassle of excessive fees.
In addition, we offer account safeguards that ensure confidence and peace of mind with:
  • Zero Liability
  • No Annual Fee
  • Competitive Rate
  • No Fees on Balance Transfers/Cash Advances
  • Points for Every Purchase
  • eStatements
  • 25-Day Interest Free Grace Period for Purchases
  • Accepted Worldwide
  • 24-Hour Credit Card Fraud Monitoring
  • PRISM Fraud Service
  • Warranty Manager Service
  • Credit Limit Increases Available
Save with a Balance Transfer from Jefferson Financial!
Select the Balance Transfer tab below to learn more about our promotional rate.

Visa® Platinum Visa® Secured Visa® Business Platinum

  • Suitable for credit cards users with good credit
  • Earn points for every dollar spent
  • Credit limit up to $50,000

  • Suitable for individuals with little to no credit
  • Easy-to-use for every day purchases and more 
  • Earn points for every dollar spent
VISA Secured - Apply Online

  • Suitable for business owners
  • Provides operational purchasing power
  • Credit limit up to $50,000
VISA Business Platinum - Apply Online
United States: 800.290.7893
International: 206.624.7998
United States: 888.297.3416
International: 206.389.5200

Jefferson Financial FCU understands your needs and can assist you in increasing your credit limit. 

Enjoy one of many benefits with an increased line of credit including a greater sense of ease in emergencies, quick access to funds for last minute purchases, and upgrades to available credit that match your career advancements and financial status. 

Telephone: A credit union representative can be reached at 800.259.2471 ext. 627 to help you complete your application over the phone.
Online: To apply online, members must designate the credit increase amount using the link below.

Save with a JFFCU Visa® Balance Transfer! 

A balance transfer is the process of transferring high-interest debt from one credit card to another with the goal of saving money by lowering your interest rate. 
There are several benefits in transferring your credit card balance to a JFFCU Visa® Credit Card. 
  • Zero Transfer Fees: We will not charge you for the balance transfer process. 
  • Debt Consolidation: Eliminate the hassle of multiple credit card payments on different cards.
  • Lower Interest Rate: More of your monthly payments can go towards lowering your debt instead of paying off interest.
Ready to make the switch? Give us a call at 800.259.2471 ext. 627 to take advantage of our special promotional offer! 
  • 1.99% APR on your Balance Transfer for 6 months
    • After 6 months, enjoy rates as low as 7.90% APR on any balance transfer with a JFFCU Visa® Credit Card!*
*APR=Annual Percentage Rate. The promotional rate of 1.99% will apply on a transferred balance for six months from the date of transfer. After the promotional period, your standard rate (between 7.90% and 18.00%) will apply. Credit approval required. New purchase and ongoing APR will vary based on creditworthiness. Not available on balances transferred from an existing JFFCU credit card. Restrictions apply. See credit union for complete details.

Jeff's Points 4 You helps you get more from life!

Use your Platinum/Classic Visa® Credit Card for everyday expenses, big ticket items and beyond... 2 points for every $1.00 spent on Travel, Gas & Restaurants. 1 point for every $1.00 on everything else. The more you spend, the more points you'll earn. When you have enough points for the reward you want, just go online to redeem and enjoy! No expiration date on points program

  • Travel: Travel rewards for flights, hotels, car rentals or cruises.
  • Cash Back and Gift Cards: Cash to spend however you want and gift cards to your favorite restaurants and stores.
  • Merchandise: Choose from thousands of popular items! 
How to Access Jeff's Points 4 You:
  • Simply sign into Online Banking and click on Jeff's Points 4 You in the navigation bar.
  • A new tab will open and you will be asked to register your account (Visa® Credit Card Number).
  • Follow the prompts to complete your registration.