Vehicle Loans

JOIN TODAY OR APPLY FOR A LOAN

Low-rate financing designed to save you money


Jefferson Financial offers competitive-rate loans for your personal needs. We have the perfect solution to take the stress out of the lending process.

  • No application fee
  • Simple interest means no prepayment penalties
  • Convenient payment options
Contact a Consumer Loan Representative at 800.259.2471 ext. 628 to learn more about your options.
Did You Know? We offer Auto Equity Loans! If your vehicle is paid off, or financed with equity available, give us a call to learn more.
New Auto Used Auto Recreational Vehicle Motorcycle Boat  
Rates As Low As
4.29% APR*
Rates As Low As
4.49% APR*
Rates As Low As
6.24% APR* 
Rates As Low As
7.49% APR*
Rates As Low As
6.24% APR*
 
 
*APR (Annual Percentage Rate) is available to borrowers who meet credit requirements. The "as low as" rate assumes excellent credit. APR may vary based upon your credit history and term of loan. Rates subject to change without notice. Membership restrictions apply. 
Auto
(New or Used)
Recreational Vehicle
Motorcycle
Boat
School Bus

New, Used and Refinanced Auto Loans available with the following features:

  • Competitive Rates and Terms
  • Pre-approval Available
  • Financing up to 100% of the MSRP
  • Debt Cancellation

  • Guaranteed Assets Protection (GAP) Insurance with Annual Deductible Reimbursement (ADR) Protection
    • GAP Insurance: Supplemental insurance that offers you protection in the event that your car is totaled and you owe more than its depreciated value
    • ADR Protection: Pays you up to $500 per loss (twice a year) when a claim is filed and paid by your insurance company after a car accident
  • Mechanical Breakdown Protection (MBP) Warranty
    • An extended warranty that covers repairs of unexpected mechanical breakdowns that occur after the manufacturer's factory warranty has expired

Get a jump on vacation time by getting your recreational vehicle loan now!

  • Competitive Rate and Terms
  • Pre-approval Available

  • Guaranteed Assets Protection (GAP) Insurance with Annual Deductible Reimbursement (ADR) Protection
    • GAP Insurance: Supplemental insurance that offers you protection in the event that your car is totaled and you owe more than its depreciated value
    • ADR Protection: Pays you up to $500 per loss (twice a year) when a claim is filed and paid by your insurance company after a car accident 
  • Mechanical Breakdown Protection (MBP) Warranty
    • An extended warranty that covers repairs of unexpected mechanical breakdowns that occur after the manufacturer's factory warranty has expired

Whether you’re looking to tour the country on two wheels or just add a fuel-efficient alternative to your daily commute, a Jefferson Financial motorcycle loan can help get you rolling.

  • Competitive Rate and Terms
  • Pre-approval Available
  • Financing up to 100% of the MSRP 
  • Debt Cancellation

  • Guaranteed Assets Protection (GAP) Insurance with Annual Deductible Reimbursement (ADR) Protection
    • GAP Insurance: Supplemental insurance that offers you protection in the event that your car is totaled and you owe more than its depreciated value
    • ADR Protection: Pays you up to $500 per loss (twice a year) when a claim is filed and paid by your insurance company after a car accident 
  • Mechanical Breakdown Protection (MBP) Warranty
    • An extended warranty that covers repairs of unexpected mechanical breakdowns that occur after the manufacturer's factory warranty has expired

Why wait when you can get that dream boat right now. Let us help you with our variety of loans created to get the good times rolling!

  • Competitive Rate and Terms
  • Pre-approval Available

  • Guaranteed Assets Protection (GAP) Insurance with Annual Deductible Reimbursement (ADR) Protection
    • GAP Insurance: Supplemental insurance that offers you protection in the event that your car is totaled and you owe more than its depreciated value
    • ADR Protection: Pays you up to $500 per loss (twice a year) when a claim is filed and paid by your insurance company after a car accident 

School Bus Loans available with the following features:

  • Competitive Rate and Terms
  • Pre-approval Available