Jeff's Life Event Loans

When Life Happens, We Have You Covered!

Jefferson Financial FCU is now offering instantaneous decisions and funding of loans to our Members with 24/7, 365 access. This new loan product is designed as an alternative to higher interest credit cards to assist with unexpected life events. With just 6 clicks and 60 seconds, you can have funds from the loan deposited right into your account.

Jeff’s Life Event Loans can provide funds - day or night - when an emergency happens with no credit check required! Jeff’s Life Event Loans can help build or repair credit. Members can apply via a computer or mobile phone.  Maximum of 1 Life Event Loan at a time. 

Log into Online Banking to access the link via the Financial Planning Tab

We're here for you during a difficult time.
  • Extra cash for college
  • Emergency car repair
  • Unexpected trip to the Vet
  • An untimely trip to urgent care
  • Groceries or household expenses
  • A little help for the holidays
Additional Requirements**:
  • Must be 18 years or older
  • Must be a Credit Union Member for at least 12-Months
  • No Prepayment Penalty
  • Eligibility for Primary Account Holder Only
  • Maintain Average Account Balance of $100.00
  • Income Required for a Minimum of 12-Months (Direct Deposit, ACH or Payroll Deposit)
  • No Credit Check (there is no credit pull to receive the loan, but the loan will be reported to the credit bureau)

*All loan applications are subject to review of eligibility and approval. The APR (Annual Percentage Rate) for Jeff’s Life Event loans are fixed for the duration of the loan. APR as low as 12.00%. The minimum loan amount is $200 with a maximum loan amount of $3,000. Jeff’s Life Event Loans are not available in JFFCU Branches; only available within Online and Mobile Banking. No credit check required. Membership restrictions apply. Federally insured by NCUA.