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Share Certificate Rates
Make Your Money Work For You
A Share Certificate is a great investment tool that allows you to earn higher dividends than you would in a traditional savings account. The longer you choose to save, the more you can earn. Rest easy knowing that interest is always guaranteed no matter how the stock market is performing.
| Share & IRA Certificates | Minimum Balance | Dividend Rate | APY* | Term** |
|---|---|---|---|---|
| 6 Month | $1,000 to $9,999 | 2.47 | 2.50 |
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| 12 Month | $1,000 to $9,999 | 2.72 | 2.75 | 12 |
| 24 Month | $1,000 to $9,999 | 3.01 | 3.05 | 24 |
| 36 Month | $1,000 to $9,999 | 3.20 | 3.25 | 36 |
| 48 Month | $1,000 to $9,999 | 3.25 | 3.30 | 48 |
| 60 Month | $1,000 to $9,999 | 3.40 | 3.45 | 60 |
| Share & IRA Certificates | Minimum Balance | Dividend Rate | APY* | Term** |
|---|---|---|---|---|
| 6 Month | $10,000 | 2.67 | 2.70 |
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| 12 Month | $10,000 | 2.92 | 2.96 | 12 |
| 24 Month | $10,000 | 3.21 | 3.26 | 24 |
| 36 Month | $10,000 | 3.35 | 3.40 | 36 |
| 48 Month | $10,000 | 3.40 | 3.45 | 48 |
| 60 Month | $10,000 | 3.55 | 3.61 | 60 |
Share Certificate dividend rates are accurate as of January 2, 2019. All rates are subject to change without notice.
Early withdrawal penalties may apply. *APY=Annual Percentage Yield. **The rates are in terms of months.