Careers
Join our team
As a rapidly growing financial institution, Jefferson Financial is always on the lookout for new talent to help better serve our members. If you see yourself in one of the positions listed below, please email your resume and cover letter to employment@jeffersonfinancial.org or fax your resume to Human Resources at 225-963-5321. Please include the position and location with your submission.
We appreciate your interest!
Operations
Lending
Accounting
Information Tech
Marketing
Position: Teller
Details:
Jefferson Financial FCU is seeking a full-time teller for our Metairie location. This person will perform a range of financial services including processing all financial transactions and opening accounts.
Duties/Responsibilities
- Greet members in a professional and courteous manner.
- Perform routine member transactions, including deposits, withdrawals, cash advances, loan payments, transfers and check cashing.
- Prepares and scans checks for deposit.
- Provides members with account status, including current balances and loan payoffs.
- Balances teller drawer at the end of the day.
- Examines checks for endorsements and negotiability.
- Sells money orders and official checks and balances them accordingly at the end of the day.
- Provides information for other credit union services and assists members with their completion.
Qualified applicants must have a high school diploma and customer service/cash handling experience, preferably at a financial institution.
Position: Teller
Details:
Jefferson Financial FCU is seeking a full-time teller for our Harvey location. This person will perform a range of financial services including processing all financial transactions and opening accounts.
Duties/Responsibilities
- Greet members in a professional and courteous manner.
- Perform routine member transactions, including deposits, withdrawals, cash advances, loan payments, transfers and check cashing.
- Prepares and scans checks for deposit.
- Provides members with account status, including current balances and loan payoffs.
- Balances teller drawer at the end of the day.
- Examines checks for endorsements and negotiability.
- Sells money orders and official checks and balances them accordingly at the end of the day.
- Provides information for other credit union services and assists members with their completion.
Qualified applicants must have a high school diploma and customer service/cash handling experience, preferably at a financial institution.
Position: Mortgage Loan Underwriter
Details:
Main function is to approve or deny mortgage loans, following Credit Union standards.
Essential Functions & Responsibilities:
- Review, interpret and analyze loan applicants' credit histories, income and assets, tax returns, financial statements, and other financial information to render a loan decision.
- Examine loan documentation to ensure compliance with various state and federal regulations and guidelines.
- Verify loan interest rates are priced correctly using credit union risk tiers.
- Review DU, appraisals, home owners and flood insurance and title commitments for accuracy and compliance.
- Create and clears underwriting conditions.
- Create final approval or denial.
- Work closely and effectively with Mortgage Manager, Mortgage Loan Officer and Processer/Closer.
- Attend appropriate seminars and/or webinars to keep abreast of current market trends, guideline changes and compliance.
- Perform other duties as assigned by management.
Knowledge and Skills:
EDUCATION & EXPERIENCE
- Associate's Degree or equivalent education and work experience combined.
- Three to five years' experience underwriting Conforming and Non-Conforming mortgage loans.
- Lending experience in a credit union environment preferred.
- Thorough knowledge of mortgage guidelines, products, processes and regulations.
- Excellent computer skills. FICS LOS experience preferred.
COMMUNICATION SKILLS
- A positive and cooperative attitude. Professional and courteous to co-workers and members.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.
Position: Mortgage Loan Officer
Details:
Jefferson Financial FCU has an opening for an experienced Mortgage Loan Officer (MLO) in Metairie.
Essential Duties/Responsibilities
- Advise our members on loan products by examining applications, obtaining and evaluating credit reports and supporting documentation, and pre-qualifying for credit-worthiness.
- Provide guidance and information relevant to each program the borrower is qualified for; effectively communicate the terms of each product.
- Coordinate with loan processing team to make sure all documents are compliant and sent out in a timely manner.
- Underwriting and processing of all loans are in-house. E-signatures used for initial documentation.
Qualified applicants must have a college degree or equivalent, 2 years mortgage lending experience and must be eligible to be registered in the Nationwide Mortgage Licensing System (NMLS).
The compensation for this position is Salary plus Commission.
Position: Loan Processor
Details:
Jefferson Financial FCU is seeking a full-time Loan Processor in Metairie. This position originates consumer loan applications by interviewing applicants, ordering credit reports, analyzing data, forwarding loans to loan officers or referring to underwriting in accordance with established policies and procedures. Notifies member of status of loan request. Sets up loan files, inputs loan data and prepares loan documents. Responsible for timely follow-up to member requests for credit and is expected to accommodate such requests whenever possible by recommending methods by which members can clear derogatory data, and/or be reconsidered. Cross-sells credit union services.
Duties/Responsibilities:
- Takes applications and updates information by telephone and in person, completing credit reports and other data for approval, denial or referral to underwriting during loan interview.
- Makes personal commitment to expedite all loan requests to afford approval during initial member contact, whether by telephone or in person, or at least within the hour.
- Ensure expedited loan processing of applications received by mail to provide approval/referral decision within a twenty-four (24) hour period.
- Provides auto (Blue Book & Car Smart) valuations.
- Forward loans for approval/denial in timely manner.
- Loan disbursal.
- Maintains accurate address and telephone information on line when updating loan applications.
- Assist collection department in recovery efforts.
- Provides service and assistance to members on budget counseling, consolidations, loan extensions, payment methods and other areas relating to members’ financial needs.
- Responds to telephone calls regarding payment notices and delinquent accounts.
- Provides members with information and answers questions regarding their accounts and services offered at the credit union.
- Opens new accounts and assists members.
- Cross-sells credit union products and services.
Qualified applicants must have a high school diploma, basic knowledge of lending principals, excellent communication skills, and the ability to collect and analyze data.