Careers
Join our team
As a rapidly growing financial institution, Jefferson Financial is always on the lookout for new talent to help better serve our members. If you see yourself in one of the positions listed below, please email your resume and cover letter to employment@jeffersonfinancial.org or fax your resume to Human Resources at 225-963-5321. Please include the position and location with your submission.
We appreciate your interest!
Operations
Lending
Accounting
Information Tech
Marketing
Position: Teller
Details:
Jefferson Financial FCU is seeking a full-time teller for our Harvey location. This person will perform a range of financial services including processing all financial transactions and opening accounts.
Duties/Responsibilities
- Greet members in a professional and courteous manner.
- Perform routine member transactions, including deposits, withdrawals, cash advances, loan payments, transfers and check cashing.
- Prepares and scans checks for deposit.
- Provides members with account status, including current balances and loan payoffs.
- Balances teller drawer at the end of the day.
- Examines checks for endorsements and negotiability.
- Sells money orders and official checks and balances them accordingly at the end of the day.
- Provides information for other credit union services and assists members with their completion.
Qualified applicants must have a high school diploma and customer service/cash handling experience, preferably at a financial institution.
Position: Mortgage Loan Officer
Details:
Jefferson Financial FCU has an opening for an experienced Mortgage Loan Officer (MLO) in Metairie.
Essential Duties/Responsibilities
- Advise our members on loan products by examining applications, obtaining and evaluating credit reports and supporting documentation, and pre-qualifying for credit-worthiness.
- Provide guidance and information relevant to each program the borrower is qualified for; effectively communicate the terms of each product.
- Coordinate with loan processing team to make sure all documents are compliant and sent out in a timely manner.
- Underwriting and processing of all loans are in-house. E-signatures used for initial documentation.
Qualified applicants must have a college degree or equivalent, 2 years mortgage lending experience and must be eligible to be registered in the Nationwide Mortgage Licensing System (NMLS).
The compensation for this position is Salary plus Commission.
Position: Mortgage Loan Processor/Closer
Details:
The Mortgage Loan Processor/Closer has the primary responsibility of monitoring the mortgage loan and all documentation from the receipt of the file through closing.
Duties and responsibilities
- Handle incoming calls and assist members with questions
- Monitor pipeline and rate locks to insure loans are submitted to underwriting in a timely manner
- Prepare and disclose application package per industry timeline
- Work with Mortgage Loan Officers
- Take applications
- Assist in collecting documentation from members which include income, assets and employment status
- Verify income and assets as required in the AUS verification messages and CU policy
- Order and review appraisals and title work and clear any issues
- Obtain Verbal VOE’s for all mortgages before they close
- Prepare Closing Disclosure and closing documents
- Coordinate closing with title company
- Review all post closed documentation packages to ensure completeness
- Stack, scan and upload all files
- Prepare and send out all lien releases
- Maintain knowledge and follow all Internal and Federal mortgage loan compliance regulations and policies
Job Qualifications
Knowledge, Skills, and Ability:
- Detail oriented with exceptional multi-tasking and organizational skills.
- Ability to collaborate and work effectively with a team.
- Thorough understanding of the mortgage lending process and the various documents associated with it.
- Excellent computer skills.
- Experience processing all phases of One Time Close Construction loans.
Education or Formal Training
- High School Diploma or general education diploma (GED) equivalent required
- Possess NMLS number or must be eligible to obtain
Experience
- 2 year’s experience in the mortgage industry is required
Position: ACH Manager
Details:
Jefferson Financial Federal Credit Union is a well-established financial institution committed to serving our members' financial needs and providing exceptional service. We are seeking an experienced ACH Manager to join our dynamic team. The ACH Manager will oversee and manage all aspects of the Automated Clearing House (ACH) operations at Jefferson Financial Federal Credit Union. This includes processing ACH transactions, ensuring compliance with regulatory guidelines, maintaining accurate records, and leading a team of processing specialists. The role also manages member draft processing, payroll processing for select employee groups, and corporate and member wire remittances. The ideal candidate should have a solid understanding of ACH and draft processes, excellent leadership skills, and a dedication to maintaining the highest standards of accuracy and security.
Duties/Responsibilities:
- Manage the day-to-day operations of the ACH department, ensuring timely and accurate processing of ACH, draft, wire, and payroll transactions.
- Develop and implement ACH and draft policies, procedures, and best practices in compliance with industry regulations and credit union standards.
- Monitor ACH and draft processes to identify and address errors, discrepancies, and potential fraud.
- Collaborate with other departments to ensure ACH processes align with broader organizational objectives and requirements.
- Lead, train, and mentor a team of specialists, providing guidance, performance evaluations, and professional development opportunities.
- Maintain up-to-date knowledge of industry trends, regulations, and technology advancements related to ACH and draft processing.
- Work closely with IT teams to implement and maintain secure ACH processing systems and tools.
- Prepare and present regular reports on ACH operations, performance metrics, and compliance to senior management.
- Foster relationships with external vendors, financial institutions, and industry partners to enhance ACH processes and stay informed about industry changes.
- Participate in internal and external audits related to ACH and draft operations.
- Complete all required compliance/continuing education as assigned.
- Manage member draft processing, payroll processing for select employee groups, and wire processing.
Qualifications:
- Bachelor's degree in Finance, Business Administration, or related field (or equivalent experience).
- Minimum of 3 years of experience in ACH/draft operations, at least 1 year in a supervisory or managerial role is desired.
- Thorough understanding of ACH processing, NACHA rules, and related regulations.
- Strong analytical skills and attention to detail to ensure accurate transaction processing and error identification.
- Proficient in Microsoft Excel and Microsoft Word.
- Excellent leadership and team management abilities.
- Effective communication skills, both written and verbal.
- Proficiency in using ACH processing software and relevant financial systems.
- Demonstrated ability to adapt to changes in technology and industry standards.
- Certified ACH Professional (AAP) certification preferred.