Real Estate Loans
Make your dream home a reality
Whether you’re looking to purchase, build or remodel, Jefferson Financial has the financial solution. Let Jefferson Financial FCU help you fulfill your American dream!
ARE YOU PURCHASING A HOME THAT NEEDS IMPROVEMENTS?
NOW OFFERING HOME IMPROVEMENT LOANS
Whether you're looking to install a home generator or need to complete other repairs, we have you covered with rates as low as 5.99% / 6.115% APR*. Minimum loan amount is $10,000 with a maximum of $75,000. Funds available within 2 days! $500 processing fee applies.
Below are a few of the installed home improvement projects we finance:
Home Generators, Solar Panels & New Roofs, Gutters & Siding, Windows & Doors, Kitchen Remodels, Bathroom Remodels, Swimming Pools & Foundation Repairs - Must be installed by licensed contractor or qualified professional.
Mortgage pre-approval with Jefferson Financial FCU means we actually start underwriting your loan. By the time you are approved, all we need to complete your loan is the home appraisal and title.
- 30, 20 and 15 year rates available
- Up to 97% purchase price
- Reduced Mortgage Insurance or No Mortgage Insurance
- Gift Funds Acceptable for Down Payment and Closing Costs
- Max Debt To Income - 45%
- No Income Limits
- 3% seller assistance
- Primary Residences Only
- Programs, rates, terms and conditions are subject to change without notice. NMLS# 397439