Real Estate Loans

Make your dream home a reality

Whether you’re looking to purchase, build or remodel, Jefferson Financial has the financial solution. Let Jefferson Financial FCU help you fulfill your American dream!

ARE YOU PURCHASING A HOME THAT NEEDS IMPROVEMENTS?

If so, you can bundle your Purchase Mortgage with an unsecured Home Improvement loan to make your dreams come true by qualifying for BOTH loans at the same time.

NOW OFFERING HOME IMPROVEMENT LOANS

Whether you're looking to install a home generator or need to complete other repairs, we have you covered with rates as low as 5.99% / 6.115% APR*. Minimum loan amount is $10,000 with a maximum of $75,000. Funds available within 2 days! $500 processing fee applies.

Below are a few of the installed home improvement projects we finance:

Home Generators, Solar Panels & New Roofs, Gutters & Siding, Windows & Doors, Kitchen Remodels, Bathroom Remodels, Swimming Pools & Foundation Repairs - Must be installed by licensed contractor or qualified professional.

PURCHASE SPECIAL!

Mortgage pre-approval with Jefferson Financial FCU means we actually start underwriting your loan. By the time you are approved, all we need to complete your loan is the home appraisal and title.

30, 20 and 15 year rates available
Up to 97% purchase price
Reduced Mortgage Insurance or No Mortgage Insurance
Gift Funds Acceptable for Down Payment and Closing Costs
Max Debt To Income - 45%
No Income Limits
3% seller assistance
Primary Residences Only
Programs, rates, terms and conditions are subject to change without notice. NMLS# 397439

1st Mortgages

Purchase up to 97% LTV
(1st time homebuyers may use gift funds)

Rate and Term Refinances up to 97% LTV

Cash out Refinances up to 95% TLTV

Land & Construction

Up to 80% LTV

HELOC & Renovation

Up to 95% TLTV

2nd Mortgages

Up to 95% TLTV

Click Here to Get Started on Your Application Today!

Contact our Real Estate team at 800.259.2471 ext. 629 to Learn More or to Apply by Phone.

Contact our Mortgage Team for Rates. 800.259.2471 ext 629

*APR (Annual Percentage Rate) is available to borrowers who meet credit requirements. The "as low as" rate assumes excellent credit. APR may vary based upon your credit history and term of loan. No points. Primary residence only. Rates are subject to change without notice.