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Share Deposit Rates

The following dividend rates are accurate as of January 1, 2021. All rates are subject to change without notice.

ACCOUNT BALANCE TO EARN DIVIDEND RATE DIVIDEND RATE APY*
Primary Savings
(Consumer & Commercial)
$1,000+ ($5 minimum balance required) 0.10 0.10
Secondary Savings $1,000+ 0.10 0.10
IRA Shares $1,000+ ($1,000 minimum balance required) 0.25 0.25
Basic Consumer Checking $5,000+ 0.05 0.05
Basic Commercial Checking $10,000+ 0.50 0.50
Kasasa Saver Qualified* $0.00 up to $20,000  0.49 0.50
Kasasa Saver Qualified* $20,001+ 0.25 0.25
Kasasa Saver Non-Qualified N/A 0.03 0.03
Kasasa Cash Qualified* $0.00 up to $10,000 2.96 3.00
Kasasa Cash Qualified* $10,001+ 0.25 0.25
Kasasa Cash Non-Qualified N/A 0.03 0.03
ACCOUNT MONTHLY EARNED CASH BACK
% CASH BACK ON PURCHASE
TOTAL DEBIT CARD PURCHASES ELIGIBLE
Kasasa Cash Back Qualified* Up to $8.00 2.00 $400.00

*APY = Annual Percentage Yield