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Other Loans

JOIN TODAY OR APPLY FOR A LOAN

Jefferson Financial offers many competitive-rate loans for both your personal and business needs. We have the perfect solution to take the stress out of the lending process.

Our low-rate financing options are designed to save you time and money. 

  • No application fee
  • Simple interest means no prepayment penalties
  • Convenient payment options
Contact a Consumer Loan Representative at 800.259.2471 ext. 628 to Learn More or Apply by Phone

HOLIDAY PERSONAL LOANS - RATES AS LOW AS 9.99% APR*

Need extra cash for the holidays? From November 1 through January 31, we're offering a special discounted personal loan rate to help make your holidays merrier.
 
  • Automatic payment options
  • Lower rates than most credit cards
  • Fast, easy loan process
 
Membership & credit eligibility required.
*Promotion ends 11/31/26. Actual rates vary based on credit history. 6-12 month loan terms. $250 minimum to $10,000 maximum loan amounts. APR is annual percentage rate. 9.99% APR applies to 12-month term with an estimated monthly payment of %88.25 per $1,000 borrowed for 12 months.

Lines of Credit

Personal Loans

Secured Loans

Achiever Loan


  • A line of credit provides you with the convenience of a reusable source of funds
  • Once your credit line is repaid, those funds become available once again
  • Easy access through your Jefferson Financial checking account

  • Finance a special vacation, medical expense or project
  • Competitive Low Rates
  • Terms up to 36 months

  • Funds Secured against your Savings/Certificate
  • Terms up to 180 Months
  • Lower Payments than Personal Loans
  • Rate is always 2% above the Current Dividend Rates


  • A loan designed to establish or re-build your Credit
  • Fixed rate
  • Money becomes available once the loan is paid in full