Woman on sofa with a credit card and a laptop sitting next to a dog with a child sitting in a beanbag chair

VISA Credit Cards

A Visa® Credit Card with Jefferson Financial gives you purchasing power, convenience and rewards! Enjoy a competitive, fixed rate without the hassle of excessive fees. In addition, we offer account safeguards that ensure confidence and peace of mind with:
Green Arrow BulletZero Liability
Green Arrow BulletNo Annual Fee
Green Arrow BulletCompetitive Rate
Green Arrow BulletNo Fees on Balance Transfers/Cash Advances
Green Arrow BulletPoints for Every Purchase
Green Arrow BulleteStatements
Green Arrow Bullet25-Day Interest Free Grace Period for Purchases
Green Arrow BulletAccepted Worldwide
Green Arrow Bullet24-Hour Credit Card Fraud Monitoring
Green Arrow BulletPRISM Fraud Service
Green Arrow BulletWarranty Manager Service
Green Arrow BulletCredit Limit Increases Available
Save with a JFFCU Balance Transfer! Learn more about our promotional rate below.
VISA Platinum - Apply Online VISA Secured - Apply Online VISA Business Platinum - Apply Online
black credit card
classic business card.
platinum business card
Small Orange Arrow BulletSuitable for credit cards users with good credit
Small Orange Arrow BulletEarn points for every dollar spent
Small Orange Arrow BulletCredit limit up to $50,000
Small Orange Arrow BulletSuitable for individuals with little to no credit
Small Orange Arrow BulletEasy-to-use for every day purchases and more 
Small Orange Arrow BulletEarn points for every dollar spent
Small Orange Arrow BulletSuitable for business owners
Small Orange Arrow BulletProvides operational purchasing power
Small Orange Arrow BulletCredit limit up to $50,000
United States: 800.290.7893
International: 206.624.7998
United States: 888.297.3416
International: 206.389.5200

Jefferson Financial FCU understands your needs and can assist you in increasing your credit limit. 

Enjoy one of many benefits with an increased line of credit including a greater sense of ease in emergencies, quick access to funds for last minute purchases, and upgrades to available credit that match your career advancements and financial status. 

Green Arrow BulletTelephone: A credit union representative can be reached at 800.259.2471 ext. 627 to help you complete your application over the phone.

Green Arrow BulletOnline: To apply online, members must designate the credit increase amount using the link below.

Save with a JFFCU Visa® Balance Transfer! 

A balance transfer is the process of transferring high-interest debt from one credit card to another with the goal of saving money by lowering your interest rate. 
Green Arrow BulletThere are several benefits in transferring your credit card balance to a JFFCU Visa® Credit Card. 
Small Orange Arrow BulletZero Transfer Fees: We will not charge you for the balance transfer process. 
Small Orange Arrow BulletDebt Consolidation: Eliminate the hassle of multiple credit card payments on different cards.
Small Orange Arrow BulletLower Interest Rate: More of your monthly payments can go towards lowering your debt instead of paying off interest. 
Green Arrow BulletReady to make the switch? Give us a call at 800.259.2471 ext. 627 to take advantage of our special promotional offer! 
Small Orange Arrow Bullet1.99% APR on your balance transfer for 6 months. After 6 months, enjoy rates as low as 7.90% APR on any balance transfer with a JFFCU Visa® Credit Card!*

*APR=Annual Percentage Rate. The promotional rate of 1.99% will apply on a transferred balance for six months from the date of transfer. After the promotional period, your standard rate (between 7.90% and 18.00%) will apply. Credit approval required. New purchase and ongoing APR will vary based on creditworthiness. Not available on balances transferred from an existing JFFCU credit card. Restrictions apply. See credit union for complete details.

Jefferson Financial is pleased to announce the launch of our new rewards platform, Jeff's Points 4 You!

Jeff's Points 4 You helps you get more from life. Use your Platinum/Classic Visa® Credit Card for everyday expenses, big ticket items and beyond... 2 points for every $1.00 spent on Travel, Gas & Restaurants.  1 point for every $1.00 on everything else. The more you spend, the more points you'll earn. When you have enough points for the reward you want, just go online to redeem and enjoy!  No expiration date on points program

Green Arrow BulletTravel: Travel rewards for flights, hotels, car rentals or cruises.

Green Arrow BulletCash Back and Gift Cards: Cash to spend however you want and gift cards to your favorite restaurants and stores. 

Green Arrow BulletMerchandise: Choose from thousands of popular items! 

How to Access Jeff's Points 4 You:
Small Orange Arrow Bullet Simply sign into Online Banking and click on Jeff's Points 4 You in the navigation bar.
Small Orange Arrow Bullet A new tab will open and you will be asked to register your account (Visa® Credit Card Number).
Small Orange Arrow Bullet Follow the prompts to complete your registration.